Analyze
Cash to Close
Start from the same property record, then tune the lender, title, prepaid, and credit assumptions.
Property
Use a saved or imported property
The property fills price and starting estimates. All cash items remain editable.
Cash
Close the deal
These are starting estimates, not locked values. Override them with lender/title numbers.
Readout
What the numbers are doing
The page adds up what you pay and subtracts what the seller covers.
Down payment
$85,000
Closing costs subtotal
$9,700
Seller credits
$0
Decision
You need about $89,700 to close after credits.
This separates the money that actually has to leave your account from earnest money and seller credits so the final wire does not surprise you.
Assumptions
Final cash-to-close numbers change with the lender, county, and contract terms.
Run State
Live run
Current inputs are synced to the live tool API.
Total cash needed
$94,700
Remaining due
$89,700
Funding gap
$89,700
Credits applied
$5,000
Breakdown
Cash at close
| Item | Amount |
|---|---|
| Down payment | $85,000 |
| Lender fees | $2,500 |
| Title and escrow | $2,200 |
| Appraisal and inspection | $900 |
| Prepaids | $1,600 |
| Reserve buffer | $2,500 |
| Closing costs subtotal | $9,700 |
| Earnest money | $5,000 |
| Seller credits | $0 |
| Remaining due at close | $89,700 |