Underwrite a small rental without getting cute.

Cash flow, leverage, reserves, and downside in one clean pass.

Rent math first

Use Rent Yield to check cash flow, leverage, and downside before the story gets too optimistic.

Use assumptions you can defend

Vacancy, repairs, taxes, and PM drag matter more than clever output labels.

Know the downside

A thin spread on the front end becomes a rough hold later.

Tiny inputs. Useful answers.

Fast screens for investors, landlords, tenants, and lenders. Each result shows the formula so the math stays inspectable.

Full rental model
InvestorsLandlordsLenders

Break-even occupancy

See how full the property must stay to cover bills.

Break-even occupancy72.62%
Break-even occupancy = (operating expenses + debt service) / gross potential rent

Lower break-even occupancy means more vacancy cushion.

  • This is a simplified operating screen. It does not include major capital events unless you add them as expenses.