Underwrite a small rental without getting cute.

Cash flow, leverage, reserves, and downside in one clean pass.

Rent math first

Use Rent Yield to check cash flow, leverage, and downside before the story gets too optimistic.

Use assumptions you can defend

Vacancy, repairs, taxes, and PM drag matter more than clever output labels.

Know the downside

A thin spread on the front end becomes a rough hold later.

Tiny inputs. Useful answers.

Fast screens for investors, landlords, tenants, and lenders. Each result shows the formula so the math stays inspectable.

Full rental model
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Cap rate

Compare income yield before financing choices.

Cap rate6%
Cap rate = annual NOI / property value

Cap rate is a property-level yield snapshot. It ignores loan terms, appreciation, tax strategy, and future rent growth.

  • There is no universal good cap rate. Compare against similar assets in the same market.