Compare
Loan Compare
Put two lender offers side by side so the better deal is not hiding behind the headline rate.
Use this when the Loan Estimates look close but the fees, credits, and points are not.
The right answer is often the lender with the better all-in cost over 12 to 60 months.
Offers
Enter both Loan Estimates
Keep the two scenarios aligned to the same purchase so the comparison stays honest.
Lender 1
Lender 2
Decision
GOExplainable estimate
Loan Compare
Lender B is cheaper by $55.59 per month.
This compares the real monthly payment and the upfront cash so the lowest rate does not hide a worse total deal.
Assumptions
Scenario count:2 lendersComparison horizon:12 / 36 / 60 months
This is a comparison aid, not a loan approval or final closing disclosure.
Run State
Live run
Current inputs are synced to the live tool API.
Cheaper monthly
Lender B
Cheaper first year
Lender A
Monthly delta
$56
12 month delta
$233
Comparison
Loan scoreboard
| Metric | Lender A | Lender B |
|---|---|---|
| Monthly payment | $2,774 | $2,718 |
| Upfront cash | $3,600 | $4,500 |
| 12 months | $36,888 | $37,121 |
| 36 months | $103,465 | $102,364 |
| 60 months | $170,042 | $167,606 |